Wine Investment

Love wine? Then why not invest in it?

With a current performance of over 8% annual growth, it is fair to say our investment portfolio launched in early 2022 got off to a flying start.

The turbulent economic climate has thrown up a number of opportunities in the wine investment space, in particular investors divesting from traditional markets in decline in favours of higher performing alternative assets.

There has never been be a better time to begin investing in wine, and you can do so with full confidence with Vinterest - read more in our Investment Guide here.

How do I join?

You can join with a single payment of £1K or over. We will then advise on which wines you should buy based on your investment objectives.

Contact us here to arrange a quick consultation so we can understand your objectives, timeframe and provide you with other key information. 

 

How does it work?

Simple. You can join with a one-off payment of £1000 or over. Following a consultation to understand your investment objectives, we will help you to secure wines that will be managed within a Vinterest portfolio, for which we will take care of the storage and insurance on your behalves. 

Members will receive quarterly reports detailing how their wines and the club as a whole is performing, along with our views and those of leading critics on the current wine investment market. For more FAQs, see bottom of this page. For further information, please contact us at hello@vinterest.uk 

Why invest in wine?

There are many reasons why wine makes a great investment, some of the key ones are:

Tax Advantages - Wine bought through the wine club ('In Bond') is not subject to duty and VAT. More importantly perhaps, it is also generally exempt* from Capital Gains Tax upon sale of any assets, therefore this can have significant tax advantages for members (*Please be sure to discuss with your financial advisor or accountant to understand your personal tax position. We will strive to avoid any assets that may be included in scope for CGT.)  

Long-term Performance - Wine outperforms equities on a total return basis on any long-running analysis, registering compound growth of c.12% per annum (source: LivEx).   

Recession Resistant - During times of market turmoil, such as the 2008 Financial crash or the recent pandemic, fine wine investments have proven to be very resilient to wider economic contexts; e.g. during the last two years of Covid-19, the Dow Jones has fallen 23%, whereas the Fine wine index has fallen just 1%.

Low Volatility - Fine wine has almost bond-like stability and has repeatedly shown to give consistent performance even when stock markets are giving investors sleepless nights.

Tangible and Experiential - Unlike many stocks and shares which you will only own on paper, wine is a physical asset which is safely stored in a vault. This means that you can actually take delivery of (and enjoy!) the asset one day if you wish.

FAQs

1. Is there a minimum or maximum I can join the portfolio with?

There is a minimum of £1000 required to join with. And currently no maximum! 😁

2. How long is my subscription locked in for?

We require that members join the club for a minimum of three years to account for market corrections and fluctuations.

3. What does buying wine 'In Bond' mean?

When the wine is bottled and delivered to the UK, the cases are initially held in a bonded warehouse approved and regulated by HM Revenue & Customs. Wines in bond (IB) have not yet had the Duty and VAT paid on them. This has the added advantage of reducing the purchase price needed to secure the wines while ensuring they are stored in pristine conditions in purpose-built, temperature controlled and fully insured warehouses. Tax is then only liable if the wines are delivered to the owner.

4. Where will my wines be stored?

The wines will be stored at London City Bond (LCB) which is a renowned bespoke storage facility which is fully licensed, insured and temperature-controlled. Your wines will be held within the club portfolio for the period of 3 years at which point you can choose to take delivery of your wines (if specified) or if not you may choose to sell your wines back to the club.

5. What are the fees?

Fees include storage, insurance, transportation of the wines and will be communicated in the Terms and Conditions.